EMV Level 3 testing and certifications services? EMVCo, which is composed of six member organizations (Visa, MasterCard, Discover, Amex, JCB and UnionPay), manages and defines the specifications for each level and ultimately certifies equipment at just levels 1 and 2. To earn level 3 EMV certification, the equipment must pass tests with each individual card brand. If your business needs to use a payment application specific to your industry, level 3 certification gets a lot more complicated.

EMV cards were never designed to prevent fraud when credit card numbers are stolen and used online (“card-not-present”). However, they were intended to be more secure than fraudulent magnetic stripe cards. Credit card data can be illegally captured at point-of-sale terminals and easily copied onto blank stripe cards with an encoder (see skimming).

To understand more about some of the terminology used in EMV we’ve compiled a useful Glossary of Terms. Card scheme defines their own requirements for contactless cards that comply with that scheme’s specifications, please take a look at our more detailed World of Contactless.

Our experts have the EMV payment experience and knowledge to contribute specific EMV payment guidance for your role and your crucial priorities, delivered in high-touch, one-to-one consultative cooperations. You’ll take away the knowledge and the skills you need to implement them in your payment environment. We help you create an EMV payment roadmap to success for your mission-critical priorities with our payment industry-specific best practices. See extra information at EMV Level 2 testing and certifications firm.